John Stenberg
Coldwell Banker West
San Diego County Housing Market Report
June 2026 · Data through June 30, 2026Market at a Glance
San Diego County closed June 2026 as a firm seller's market that is quietly opening doors for prepared buyers. Prices climbed again year-over-year, homes changed hands faster than the tight supply would suggest, and sellers collected nearly their full asking price. At the same time, mortgage rates held roughly flat and slightly below last summer, and the more plentiful condo and townhome segment gave buyers real room to negotiate.
All-property figures (detached + attached). A balanced market is generally considered 4–6 months of supply; at 3.0 months, San Diego County still favors sellers. Year-to-date, the countywide median is $915,000 (+1.3%) on 11,425 closed sales (+2.8%).
By Property Type
The two halves of the market are telling slightly different stories. Detached single-family homes remain very tight and are appreciating faster; attached homes (condos & townhomes) are better supplied, giving buyers more leverage.
| Metric | June 2026 | YoY |
|---|---|---|
| Median Sale Price | $1,125,000 | +5.1% |
| Closed Sales | 1,434 | +10.9% |
| Pending Sales | 1,316 | +4.6% |
| New Listings | 1,789 | −17.8% |
| Homes for Sale | 3,047 | −26.1% |
| Months of Supply | 2.4 | −29.4% |
| Days on Market | 32 | −3.0% |
| % of Orig. List Price | 99.1% | +1.1% |
| Metric | June 2026 | YoY |
|---|---|---|
| Median Sale Price | $670,000 | +1.1% |
| Closed Sales | 731 | +6.7% |
| Pending Sales | 764 | +13.7% |
| New Listings | 1,286 | −7.8% |
| Homes for Sale | 2,830 | +0.5% |
| Months of Supply | 4.0 | −4.8% |
| Days on Market | 43 | +10.3% |
| % of Orig. List Price | 97.5% | +0.3% |
Trends & Charts
Median Sale Price — Last 12 Months
Detached vs. attached, July 2025 – June 2026
Closed Sales — Last 12 Months
Monthly closings by property type
Inventory of Homes for Sale
Active listings at month-end
Days on Market & Months of Supply
Detached homes — speed and scarcity
Mortgage Rate Snapshot
Financing costs are the swing factor for affordability. As of early July 2026, rates are essentially flat month-over-month and modestly below where they sat a year ago (~6.8% last summer) — a quiet tailwind for buyers who were priced out in 2025.
Illustration: a $950,000 home with 20% down ($760,000 loan) at 6.52% over 30 years is roughly $4,810/month in principal & interest. Many San Diego purchases exceed the conforming limit and are financed as jumbo or high-balance loans — ask about buy-downs and lender credits that can lower the effective rate.
Good News on Both Sides of the Table
★ For Sellers
- Prices are still rising. The detached median is up +5.1% year-over-year to $1,125,000; countywide is up +4.4%.
- You keep nearly your full price. Detached homes are selling at 99.1% of original list — the strongest June in years.
- Buyers are competing over less. Detached inventory fell 26% and supply sits at just 2.4 months.
- Demand is accelerating. Closed sales rose +10.9% and dollar volume jumped +25.3% year-over-year.
- Homes move quickly. Well-priced detached listings are going under contract in about 32 days.
★ For Buyers
- Rates are working in your favor. At ~6.5%, financing is flat and slightly cheaper than last summer's ~6.8%.
- Condos & townhomes give you options. Attached supply is 4.0 months with inventory up year-over-year — real negotiating room.
- More time to decide on attached. Condo days-on-market rose to 43, easing the pressure to overbid.
- Price growth is cooling on entry points. The attached median is up only +1.1%, a more accessible on-ramp to ownership.
- Sellers are engaging. With sales and pendings both up, motivated sellers are active and deals are getting done.
Where the Leverage Sits: Months of Supply by Segment
Below 4 months favors sellers; 4–6 months is balanced. Detached is tight; attached is approaching balance — the buyer's opening.
Thinking About Your Next Move?
Whether you're weighing a sale while inventory is tight or looking to buy before rates shift, I'll give you a clear, no-pressure read on your specific home and neighborhood. Let's talk.
Request Your Home Value ReportData source: San Diego MLS via ShowingTime Plus, LLC; Monthly Indicators report current as of July 5, 2026 (data through June 30, 2026). Compiled by the Greater San Diego Association of REALTORS®. Mortgage rate figures reflect California/San Diego averages for early July 2026 and vary by lender, credit profile, down payment, and loan amount; consult a licensed lender for a personalized quote. Payment illustration is for educational purposes only and excludes taxes, insurance, HOA dues, and mortgage insurance.
Information is deemed reliable but not guaranteed. This report is not intended to solicit properties already listed. Equal Housing Opportunity. © 2026 John Stenberg, Coldwell Banker West. Each office is independently owned and operated.